If you are looking for information to reduce your debt and protect your credit rating you have arrived at the right place. A credit card is a contract between you and a bank. As with all contracts you may decide an attorney should be hired to identify your rights under the contract, defend your rights under the contract and file a lawsuit against any bank, debt collector or credit reporting agency that violates your rights.
There are many lawyers across the United States that will provide professional and passionate legal representation. If you decide to hire an attorney you should make sure they are licensed in their practicing state and have valuable experience protecting and enforcing consumer rights. You can always check the status of an attorney by visiting the State Bar Association.